CashCrate sends you a real paper check that you can take to your bank and they will convert it for you.
You'll have to check which bank in your area has the lowest conversion fees.
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Welcome to the forum. If you have an account with a bank, they will let you deposit the check and convert the funds for you. If you don't have an account, you'll want to check with area banks to see who has the lowest fee to cash it.